UK Student Visa Funds Rise on 30 November 2026: What January 2027 Applicants from Pakistan Must Show
The Home Office has raised the money you must show for a UK Student visa. From 30 November 2026 the monthly figure goes up to £1,570 in London and £1,203 outside London. If you are aiming for a January 2027 start, the date you apply now decides which…
By the Westside advisers, DHA Lahore · Reviewed September 2026 · 4 min read
£1,570a month to show for study in London, from 30 November 2026
£1,203a month to show outside London
9 monthsthe most you must show, even on a longer course
28 daysthe money must sit in the account before you apply
What exactly changed
On 3 September 2026 the UK government laid the Statement of Changes to the visa Rules HC 584. Three lines in the Student route replace the old monthly maintenance figures:
Studying in London: £1,529 becomes £1,570 per month
Studying outside London: £1,171 becomes £1,203 per month
Maximum: still 9 months, so the most you can be asked for in living costs is £14,130 (London) or £10,827 (outside London)
Start date: applications made on or after 30 November 2026
The rest of the money rule does not change. You still need your remaining first year course fees plus living costs, held for at least 28 days in a row, with the 28 day period ending no more than 31 days before you apply.
Good to know: the gov.uk page on Student visa money will keep showing £1,529 and £1,171 until the change takes effect. The new figures come from the Statement of Changes itself, which is the legal text.
Plan the full sterling amount early, since the rupee rate moves every week.
Which amount applies to you
The Home Office decides your application under the rules in force on the day you make it. HC 584 says that any application made before 30 November 2026 will be decided under the rules in force on 29 November 2026.
You apply
London (per month)
Outside London (per month)
On or before 29 November 2026
£1,529
£1,171
On or after 30 November 2026
£1,570
£1,203
Your application is made when you submit the online form and pay the visa fee, not when you attend your biometrics appointment. If your CAS arrives late and you cannot submit by 29 November, plan for the higher amount from the start.
Not sure how this applies to you?Send us your details and a Westside adviser will tell you honestly where you stand. Free 30 minute assessment.
Your application date decides which amount applies.
Totals in pounds and rupees
These are living costs only, for a course of 9 months or longer. Add any first year tuition you have not yet paid.
Living costs for 9 months
Before 30 Nov
From 30 Nov
Extra you need
London
£13,761 (about PKR 5.16 million)
£14,130 (about PKR 5.30 million)
£369 (about PKR 138,000)
Outside London
£10,539 (about PKR 3.95 million)
£10,827 (about PKR 4.06 million)
£288 (about PKR 108,000)
Rupee figures use about PKR 375 per pound and are only a guide. The Home Office converts foreign currency at the OANDA rate on the date you apply, so keep a margin of at least 5 to 10 percent above the minimum in case the rupee moves during your 28 days.
Show the right funds and you can focus on the course, not the paperwork.
Not sure how this applies to your case?
Send us your question on WhatsApp. A Westside adviser in DHA Lahore will reply, Monday to Saturday, 10:00 to 18:00.
Now to mid October: accept your offer, pay any tuition deposit and ask the university when it will issue your CAS. Many universities issue January CAS in October and November.
Decide your target date: if your CAS will be in hand early, you can aim to apply by 29 November and use the current figures. If not, prepare for £1,570 or £1,203 per month.
Start the 28 days early: the full amount must sit in the account every single day for 28 days. For a submission on 29 November, the money must be in place by 1 November at the latest.
Get the statement right: the closing date of your statement must be within 31 days of your application date, and it must show the account holder name, bank name, dates and balances.
Apply and book biometrics: submit online, pay the fee (£558) and the Migration Health Surcharge, then attend VFS in Lahore, Islamabad or Karachi. Standard decisions take about 3 weeks.
Do not rush a weak file: applying on 29 November with missing documents to save £369 is a bad trade. A rejection costs you the fee, the surcharge and your January start. A strong file with the higher amount is always the better choice.
Mistakes that lead to rejection
Balance dips below the target for even one day during the 28 days, often because of a card payment or bank charge.
Using the old figure after 30 November because an agent or website has not updated its checklist.
Funds in a parent’s name without a birth certificate (or FRC) and a signed letter of consent from the parent.
Large unexplained deposits just before the 28 day period starts. Keep evidence of where the money came from.
Counting the wrong location: London amounts apply if your course is mainly in the London area, even when the university’s head office is elsewhere.
To Student visa applications made on or after 30 November 2026. Applications made on or before 29 November 2026 are decided under the old figures of £1,529 (London) and £1,171 (outside London) per month.
How much money do I need for a UK student visa from 30 November 2026?
£1,570 per month in London or £1,203 per month outside London, for up to 9 months, plus any first year tuition you have not paid. That is up to £14,130 or £10,827 in living costs.
Does the 28 day rule change?
No. You must still hold the money for at least 28 consecutive days, and the end of that period must be within 31 days of the date you apply.
I already applied in October. Do I need more money?
No. Your application is decided under the rules in force when you made it, so the old amounts apply to you.
Can I use my parents’ bank account?
Yes, if you are applying with a parent’s funds you need proof of the relationship, such as a birth certificate or Family Registration Certificate, and a signed letter from your parent giving consent.
This guide is general information from Westside Visa Consultants, not legal advice. Visa rules change often, so always confirm the latest position on the official government website before you apply.
Saad was living in Tbilisi and felt stuck. Westside handled his KEDGE Business School admission and French student visa from Lahore. Why France beats Georgia for 2027.
Some UK universities have paused Pakistani applicants under stricter Home Office rules. Here is why, and how to choose a university that will issue your CAS for 2027.
You worked hard for your UK degree now stay and turn it into a career. The Graduate Route (post study work visa) lets you live and work in the UK after graduating, with no job offer and no sponsorship needed.
Some families are separated by borders but they don’t have to stay that way. The UK Family visa lets a parent or child join their family member who is British or settled in the UK, and build a permanent life together.
Canada has cut the number of new international students hard since 2024. But the door has not closed evenly. Master’s and PhD students now get an easier path, while college diplomas face the steepest cuts.